​Find us: 

Heart  of Compassion Missionary Ministries

P.O. Box 223 Haslet, Texas 76052

or

3225 Lagunita Circle, Fairfield, CA 94533

Email us:

hocmm@hotmail.com

​​Call us:

1-707-290-8998

 

Heart of Compassion Missionary Ministries is an advocate of sponsoring children and helping widows and families that want to break the cycle of poverty—spiritually, economically, socially and physically. We also seek to partner with organizations that fight against human trafficking, bonded labor, sex slavery, and the exploitation of children.

Throughout the world, people are hungry — physically and spiritually. If you would like to make a tax deductible donation to assist our ministry in helping people around the world, please contact us through our website email address or click on the donation button below. 

 

How can we empower the poor financially? One way is through Micro-Business Development.

What is Micro-Business Development?

Micro-Business Development (MBD) focuses on job creation through small-scale businesses. It provides entrepreneurs with limited resources with training and loan capital to start and expand small businesses. It provides financial services to the poor who, with just a small amount of money, can begin to break out of poverty.

 

Why Micro-Business Development?
Micro-Business Development is an efficient and effective method for fighting poverty and raising up entrepreneurs in developing countries. Where grants and giveaway programs have failed, Heart of Compassion Missionary Ministries is providing platforms for long-term growth and stability. By teaching basic financial principles and general business training before providing loan capital, Heart of Compassion Missionary Ministries ensures that the entrepreneurs and their communities benefit now and in the future. It is a very practical and sound approach to fighting poverty. 

Micro-Business Development loans help because local banks cannot afford the costs associated with lending small amounts of money to many microenterprises, nor can they offer loans to clients who can provide little or no collateral. The aim of Micro-Business Development is to fill the void that separates millions of people from access to basic financial service.

What type of businesses are we talking about?
The businesses that we finance are simple in nature: shoemaking and repair, hair salons, sewing, knitting, small retail shops, soap making, taxi businesses, roadside food stands, poultry farms, farming and much more. These businesses will ultimately help families, churches, and communities increase to a higher economical and spiritual level.

How we work.
Heart of Compassion Missionary Ministries targets those at the bottom of the economic ladder through a network of local churches and ministries in a designated country. We identify projects and credible business people through various churches and ministries. We insist on strict reporting and make on-site visits to ensure good stewardship of our donors’ generosity. 

Group accountability is one key to our success.
Individual and Group lending is a proven methodology with roots back into the early 1970s. For example, group lending provides small community loans with 3-5 people through a local church, ministry, or people within a community. Because each member of the group co-guarantees the loans of the others, peer pressure provides an added measure for loans to be paid back and the success of the business.  

 

Through Heart of Compassion Missionary Ministries, the body of Christ is working together to fight poverty, create jobs and transform lives through the Word of God and Micro-Business Development. By feeding both the body and the spirit through Biblically-based business training and small business loans, we can demonstrate the love of Christ and win disciples for Him.

Dr. Tracy Sharpe, Director and President, Heart of Compassion Missionary Ministries